Compare travel insurance with medical conditions, Compare public liability insurance quotes, Protect your dogs, cats and other furry friends - compare quotes in minutes with our partner Stickee Technology [1], 10% of customers pay as little as £7.38 per month[2]. Pet insurance levels of cover. Policies may include a co-insurance element - if you make a claim, you’ll be charged a percentage of the remaining vet fees after the excess has been deducted. It doesn’t cover illnesses, diseases or have any other benefits. The best way to find the right policy for you at a competitive price is to compare pet insurance. Most insurers won’t cover dog breeds classed as dangerouseither, so you might need to look out for breed-specific cover, Due to the additional occupational risks, most standard policies don’t cover working dogs. iSelect offers accidental injury and illness policies, with all brands compared offering at least three levels of cover, from a basic level through to a more comprehensive cover with higher benefit amounts. In the UK it’s a legal requirement to microchip your dog and register the microchip details on an authorised database by the time it’s 8 weeks old. Compare pet insurance to find the best deal for you. Compare Pet Insurance. You can’t claim again for a condition after the 12-month period is up, or if you reach the cap on treatment costs - whichever comes first. As they have a higher value and are more likely to be stolen, pedigree animals generally will be more expensive to insure. TrustedPals: Best for Flexible Deductibles and Co-pays . Premiums for lifetime pet cover are high compared to other pet insurance types. If your pet has a pre-existing condition that you want to cover, you'll need a specialist provider. Get quotes; Compare travel insurance with medical conditions. Many policies will cover the cost of damage caused to another person’s property up to a specified amount, but watch out for exclusions - there are often a lot of them. Specialists' Guide to Pet Insurance. Third party liability insurance covers you for your dog causing accidental injury or damage to someone, their property or pet. Pet insurance doesn’t cover the cost of pet vaccinations, but keeping your vaccinations up to date might get you a discount on your premiums with some policies. As long as you keep renewing your policy, you’ll get continuous cover for the illness or injury each year that your policy is in place. Any pre-existing conditions aren’t covered either. Lifetime pet insurance pays for injuries or illnesses with no time limit on each condition. Compare pet insurance quotes – this is one of the quickest ways to save money on your pet insurance. If you don’t, you could be fined up to £500. If you own a dog specified in the Dangerous Dogs Act, you must have third party liability insurance – it’s the law. Make sure you’re happy these are adequate. Cats are generally cheaper to insure than dogs and costs rise as your pet ages or if they have any pre-existing health conditions. There’s no NHS for pets. There are four main types of pet insurance policy you can get for your dog: Accident-only insurance covers your dog for treatment needed because of an accident. Some policies offer additional cover too for things like third party liability, dental care and travelling abroad. It’s usually more expensive to insure older pets because they’re more prone to health issues. With a time-limited policy, you get a set amount of money towards treatment for an illness or injury, and a set time period for cover – usually 12 months. Yes. It’s very important to get the pet insurance while your pet is young as if they develop a condition you can’t get cover for it as pre-existing medical conditions are excluded. If your dog gets ill halfway through a policy, you’d have to renew to get the full 12 months of cover. Gocompare.com Ltd. All Rights Reserved. 22 insurers on our panel in December 2020 for you to compare cheap pet insurance quotes from, including: You can insure up to six pets with multi-pet insurance. Let your pet insurer know. However, you can still find a policy to cover them - if a standard policy won’t do, talk to a specialist insurer who should be able to help. There’s usually a limit on the amount you can claim in a year for each condition though. Select companies to compare to find the best pet insurance for you. Pet co-insurance could be a possibility if you have an older pet. Registered office: Imperial House, Imperial Way, Newport, Gwent, NP10 8UH, United Kingdom. Search up to 15 different pet insurance providers Quotezone increases your chance of finding a great deal by searching the market for you. The price of medical treatment will depend on the type of illness or injury, the breed of your dog, where you live and the vet you go to. GET A … Your insurance will be more expensive if you’ve claimed in the past or have an older dog, because you’re more likely to claim. Lifetime pet insurance. Get lifetime pet insurance, for cats and dogs with pre-existing conditions. No worries, our team would love to help you – please call 0345 340 4090. 282,700 You can avoid paying more than you need, although it’s not always worth opting for cheap pet insurance for dogs. Yes. Just like a time-limited policy, ‘recurring conditions’ aren’t covered. 5799376). It’ll probably cost more. Vet bills are very difficult to deal with financially so you really need the peace of mind to protect against the potential bills. Try our top tips to get those premiums down: The cheapest option may not work out the best in the long run, This is a legal requirement for dogs and it could make cat insurance cheaper, Some insurers may give you a better offer, Make sure they get plenty of exercise and have a healthy lifestyle, Put your pets on one policy to see if you can get a better deal, If you haven't got your pet yet, a crossbreed may be cheaper to insure, The charity may be able to help cover the cost of vet fees, Pet co-insurance could be a possibility if you have an older pet. 93% of customers recommend us for finding pet insurance, 180 pet insurance reviews on reviews.co.uk as of January 2020. Compare lifetime pet insurance quotes and find the right cover for your pet. It’s important that they can find their way back to their new home, should they get lost. GoCompare uses cookies. Compare Cheap Pet Insurance; Quotes from UK insurance providers; One short form – save time & money; Get Quotes Now. Please note, we cannot be held responsible for the content of external websites and by using the links stated to access these separate websites you will be subject to the terms of use applying to those sites. Chronic conditions usually cost more than simple conditions. No pet insurance provider covers pre-existing conditions, which are conditions that occur before coverage begins or during a waiting period. See the main benefits for dog & cat insurance … Consumer Intelligence, September 2020. Compare car, home, van, bike and pet insurance quotes at GoCompare and get free £250 excess cover when you compare and buy car insurance. Gocompare.com's relationship with Stickee Technology Limited is limited to that of a business partnership, no common ownership or control exist between us. You probably won’t be able to insure dog breeds listed under the Dangerous Dogs Act. To begin with, most pet insurance operates on a reimbursement model. Based on all cover for a dog from 01/04/20 to 30/06/20. The same goes for hybrid wild breeds, like wolfdogs. The level of veterinary fees associated with your postcode is likely to be reflected in your policy price and - generally speaking - urban areas are likely to be pricier than rural ones. Know how much you’ll be expected to pay if you need to claim, and keep the excess and contribution amount affordable, Some insurers offer cover for stolen or missing dogs, emergency boarding fees, dental care, third party claims and accidental damage cover in the policyholder’s home – you’ll pay more for these though, Certain breeds of dogs are more prone to illnesses, and pedigree dogs are often more expensive to insure. Don’t forget to notify your pet insurer of your change of address to make they’re covered before, during and after you move. It’s important to compare dog insurance quotes to see what different insurers have to offer. By using the website you agree with our use of cookies. But you’ll usually have to pay extra for them. Does where you live affect the cost of pet insurance? Compare dog insurance quotes to help get your pet the cover they need. It’s always upsetting when a pet suffers an illness or injury. Tell us how many pets you would like to insure to start your quote and compare Pet Medical Aid quotes side by side. If your dog needs to visit the vet for treatment, dental care or an operation, you don't want to be worrying about how you'll cover the cost. Pet insurers tend not to insure against accidental damage in the policyholder’s home, largely because pets are temperamental and it’s difficult for underwriters to assess how well an animal has been trained. It’s usually the cheapest option, but it might not be suitable if you’re concerned your dog could develop a medical condition – and want cover for it. Based on all cover for a cat and dog from 01/04/20 to 30/06/20. Our pets are the family members we get to choose. You can also claim for any other illnesses or injuries that develop too – up to the annual limit. Due to their breeding, they also tend to be more vulnerable to genetic complaints. At least the language won't be a barrier to getting your pet treated as soon as. Compare Pet Insurance Plans to Get the Best Coverage. Veterinary care can be eye-wateringly expensive but most cats and dogs will need treatment for an illness or injury at some point in their life. [2]10% of 71897 quotes resulted in a price under £7.38 per month. Next review due: 18 January 2021. Standard pet insurance almost always excludes pre-existing medical conditions. Avoid pedigree breeds – pedigree pets can be more prone to some illnesses, congenital diseases and hereditary issues, this understandably makes them more expensive to insure. The price of your pet insurance depends on several factors, including your dog’s: Age – as a general rule, older dogs are more expensive to insure as they tend to need more medical care. Compare pet insurance. Get a quote in a few easy steps. Time-limited pet insurance. Any pre-existing condition they have before you take out the policy aren’t covered. By using the website you agree with our use of cookies. Frequently asked questions. Gocompare.com Limited is authorised and regulated by the Financial Conduct Authority (FCA) for insurance mediation activity under firm reference number 465053. If you buy a lifetime policy when your pet’s young, and you keep renewing the policy, you’ll be covered forany chronic health problems that come up in the future. We work hard to bring you honest, unbiased reviews by conducting research and getting customer feedback.Below are our top three picks for pet insurance this year, including our review criteria and factors we consider most important when it comes to your pet’s health and well-being.We consistently update our reviews, so be sure to check in regularly for the m… Pre-existing medical conditions aren’t covered by standard dog insurance, but we can help you get a policy that covers pre-existing medical conditions if you’d like. Stickee Technology Limited is authorised and regulated by the Financial Conduct Authority (FCA) for insurance mediation activity under firm reference number 916665. Please note, we cannot be held responsible for the content of external websites and by using the links stated to access these separate websites you will be subject to the terms of use applying to those sites. Up to 90% back on vet bills. Most insurers won’t cover them. [1]Gocompare.com introduces customers to Stickee Technology Limited which is authorised and regulated by the Financial Conduct Authority. There’s a maximum benefit for each illness or injury. These policies pay out a set amount in your dog’s lifetime for each illness or injury. Next review due: 18 January 2021. Without pet insurance you’d have to cover the full cost veterinary fees, replacements and public liability claims yourself. 5799376). That’s because the cost of treating recurring illnesses can be very expensive. Pet insurance pays for part or the full cost of vet bills for your dog or cat (or horse, bird or any other pet) if they get sick or injured. Get a brand new quote Cover pets with existing conditions. Accident-only pet insurance - find out more, Time-limited pet insurance - find out more, Maximum-benefit pet insurance - find out more, Pet-proof your home this Christmas: warning for new dog and cat owners. Compare pet insurance coverage and pricing with this helpful tool from Nationwide®. The £6,000 limit gets reset every year you renew, so you can claim up to that amount again. Pet insurance is similar to health insurance, but for your pet. The right pet insurance can offer protection when travelling with your animal. And cover any medical treatment yourself. Pet Insurance: Compare Pet Insurance Policies Canstar. The sooner you get dog insurance, the sooner you’ll be covered should something happen. Will it cost more to insure an older animal? By comparing pet insurance with glimp, you can compare different pet insurance quotes with ease and you’ll be able to switch to your new chosen policy before you know it. Pet insurance can be quite cost effective for young, healthy animals that have never been unwell, starting from just a few pounds a month. You’ll only be covered for new illnesses or injuries, not pre-existing ones. Yes. For example, review the exclusions, or the things they won’t cover, carefully to ensure that you’ll have the type of care you want, like dental or wellness checkups. There will be limits on the age of your pet, for example, dogs and cats over eight years. The alternative is to exclude the condition from cover altogether. [1]Gocompare.com introduces customers to Stickee Technology Limited which is authorised and regulated by the Financial Conduct Authority. As long as you pay your premiums, cover will continue when your pet passes the maximum age. Any advice given above is general and does not take into account your objectives, financial situation or needs. Compare cheap puppy insurance quotes and read our guide to get your young dog the cover it needs. Need Pet Insurance? You’ll max out the benefit when you reach either the cost limit or the time limit – whichever comes first. After you take the time to compare pet insurance plans, make an informed decision. Registered office: Imperial House, Imperial Way, Newport, Gwent, NP10 8UH, United Kingdom. However, we will no longer consider a condition to be pre-existing if it has been cured and free of symptoms and treatment for 180 days, with the exception of knee and ligament conditions. Time-limited pet insurance policies allow an owner to claim for eligible conditions, up to a specified amount, in a 12-month period. If you’re trying to insure a pet with a pre-existing condition, there are specialist insurers out there you can approach. To put it bluntly, pet insurance means not having to choose between a $52,021 vet bill and the $50-$400 it costs to put a pet to sleep. That means, if your pet’s issue becomes chronic, or reoccurs after you’ve reached the fixed amount of money, you’ll have to pay for any further treatment. It’s also worth checking whether physiotherapy, acupuncture, hydrotherapy, behavioural conditions and dietary treatments are covered, General treatments like worming, pet vaccinations and flea control won’t be included in your dog insurance, so you’d have to pay for this yourself, Pet insurance usually has upper and lower age limits. That means it’s really important you compare your options to find the best one before you commit to an insurer. When you reach the claim limit for a condition, you can’t claim for it again. Lifetime policies cover your dog for new illnesses and injuries. Over three million users Join our ever-growing list of satisfied customers today. FACT: Pet insurance pays up to 90% of vet bills when your pet is sick or injured! This is the most extensive cover you can get, but it’s also the most expensive. There are different levels of cover. This can include paying legal bills if someone takes you to court or tries to sue you due to an incident involving your dog. You have an old browser which won't work on our website. Page last reviewed: 16 November 2020 pet insurance quotes, GoCompare data from 1st September 2019 to 28th September 2020. *51% of consumers could save up to 66.67% on a lifetime Pet Insurance Policy. It's impossible to list every potential situation, or guess how your dog's health will change, but it's worth talking to your vet about what it could cost to treat conditions that affect your dog's breed and weigh these up against insurance quotes. Pet insurance comes in lots of different shapes and sizes - you just need to choose the right one for your little pal. Your dog will be more prone to certain conditions depending on its breed. Once you go over your pre-set cost limit, you’ll have to pay for any remaining treatment yourself. It can be per policy, per condition, or both. Thanks for visiting Bought By Many! As long as you’ve still got your policy – and haven’t hit the maximum benefit yet - you can claim. Do some research and pick out what policy type best suits your needs and have a look at what you’re likely to pay based on your pet’s age and your location. You have to stay with the same insurer year on year to really benefit from a lifetime policy. Pet insurance has been a growing industry and a passion of ours since 2007. But there are usually exclusions and restrictions to the cover you can get for the condition. We care about, feed and play with them so when something goes wrong with their health, we want to help them as soon as possible. Get quotes; Compare dual fuel energy plans. How much you paid to buy or adopt your pet, Cover for your hound, whatever the shape or size, Protect your pampered Persian or cuddly moggy, Specialist policies can cover small animals too, Average rating 4.6 out of 5, from 180 people who left a review on reviews.co.uk for pet insurance only as at January 2020. Treatment costs £4,000, so you’re covered. Check whether your policy includes cover for consultations, examinations, tests, x-rays, scans, medications, bandages, surgery and hospitalisation. Things to Watch Out For. Accident-only pet insurance helps cover the cost of treatment if your pet is involved in an accident. A relative newcomer to the pet insurance market, TrustedPals provides the standard coverage for dogs and cats plus a little something extra, all at a reasonable cost and with flexible payment options. Cover for kittens and puppies tends to start at the age of six-to-eight weeks. Any pre-existing conditions won’t be covered. Go compare pet insurance for cats Posted by By Admin April 27, 2020 1 Comment. But, unlike maximum benefit, it resets every year you renew the policy. Can animals catch Coronavirus (Covid-19)? If your dog has a recurring health problem, that you want cover for, you can get a policy with cover for pre-existing conditions. You can easily compare pet insurance plans from several top companies. The best pet insurance ever by Nationwide®. Save on your car insurance. Gocompare.com Ltd. All Rights Reserved. The cost of pet insurance generally increases with the age of your pet, so it’ll be more expensive for an older dog. Do they have any pre-existing conditions we should know about? If you pick a time-limited policy, there will be a cap on how much you can claim for treatment and a time limit too - usually 12 months. To compare pet insurance companies, check to see if they offer the policies you want by making sure they cover your type of pet and the kind of care you anticipate needing. Insure all your pets and get multi-pet discounts. Join over 1 million customers with … Pet insurance benefits vary, so it’s important to compare like with like. Prices will depend on the age of your pet, location and whether your pet is a pedigree or a crossbreed. GoCompare uses cookies. If the treatment costed more than £6,000, you’d have to cover the rest. We’ve also defined important terms you should know so you can compare pet insurance with confidence. To help you compare pet insurance policies and find the right cover for your requirements, Gocompare.com Limited has selected Stickee Technology Limited to provide you with quotes. Get Quotes ; Compare 0% balance transfer cards. For dogs, it’s normally older than eight weeks, but the maximum age varies between policies. Page last reviewed: 16 November 2020 ‘Recurring conditions’ aren’t covered. You probably won’t be able to get any other cover for illness or injuries though. Compare travel insurance with medical conditions, Compare public liability insurance quotes, Get your dog the cover it needs - compare quotes in minutes with our partner Stickee Technology [1], 10% of customers pay as little as £8.13 per month[2], [2]10% of 60091 quotes resulted in a price under £8.13 per month. Depending on your financial situation, it may be. Has Covid-19 Affected the Cost of Pet Insurance? This is the most expensive type of cover, though. Get Quotes; Get the right home insurance. Is pet insurance worth it? Each of these policies has its pros and cons. Call 877-263-6008 See if you could save. If you pet has a pre-existing condition, it won’t be covered either. What affects the price of dog insurance? But, if they develop one when you’ve got the policy in place, and you keep it, they will be covered. Always shop around to find a great deal. You may check this on the Financial Services Register by visiting the FCA website. It’s difficult to think about your animals being hurt or unwell, but you need to ask yourself: what would you do if you were faced with a vet bill for hundreds or thousands of pounds a year? You’ll still be able to claim for any new conditions that might come up, dependent on the policy you choose. Premiums are likely to be higher for older animals, but generally there should be cover available for all ages. Accident-only pet insurance cover. Our pet insurance comparison service allows you to compare quotes from a wide range of insurance providers and find … It can help cover the costs of treating an injured or sick pet, by reimbursing eligible out-of-pocket expenses. Maximum benefit insurance gives you an annual sum to claim on throughout the year. But if you want cover for a chronic condition, or your dog has been unwell or injured in the past, it can help cover the costs. However, there are specialist insurance plans out there to pick from. Compared to many companies, PetFirst offers a simple approach to coverage. Diagnostic costs for illnesses, like blood tests, Dental treatment (although emergency dental work from injuries sustained in an accident should be covered). So, if your pet gets an ear infection, and then another infection in the other ear – that could be in the 12-month period, or after you renew – it won’t be covered. Save up to 66% on your pet insurance*. Pet insurance differs from health insurance in a few key ways. There’s no time limit. Looking for cheaper insurance? It depends on the type of policy you go for, but besides veterinary treatment for accidents and/or illnesses policies often include: Pet insurance is for the unexpected, not routine treatment, so there are a few things that are usually excluded: We found the UK over How do vaccinations affect pet insurance? Use any vet. Pet insurance gives you peace of mind that you’ll be able to pay for treatment and concentrate on getting them on the road to recovery. Most policies cover dogs from eight weeks old, but you can find cover for puppies as young as five weeks if you need it. This makes shopping around for pet insurance when you’ve got a senior pet a lot harder – particularly if they’ve got a pre-existing medical condition as well, When you claim, you’ll need to pay an excess and, on some policies, a contribution or co-payment to the remaining amount of each claim – usually it’s a fixed percentage. Gocompare.com's relationship with Stickee Technology Limited is limited to that of a business partnership, no common ownership or control exist between us. You may check this on the Financial Services Register by visiting the FCA website. When you reach the limit, the insurer won’t pay out anymore. Pre-existing conditions aren’t covered either. If your pet isn’t vaccinated, and you need to make a related claim, your insurance probably won’t cover the cost of treatment. Gocompare.com Limited is authorised and regulated by the Financial Conduct Authority (FCA) for insurance mediation activity under firm reference number 465053. Any pre-existing conditions are also excluded. We do not compare all pet insurers or products in the market. Luckily, it's now much easier to travel abroad with your dog, cat or ferret than it used. For example, a larger dog will need more anaesthetic during an operation than a smaller dog, and the supplier might charge more. Vets bills can quickly get expensive, particularly if you have a larger, older dog. Dog insurance can help cover, or contribute towards, the cost of healthcare if your dog falls ill or gets injured. How much does pet insurance cost? The arthritis is a chronic condition, and your dog needs further treatment. Compare quotes from over 25 providers. Comparing pet insurance will allow you to choose the correct cover for your pet. We’ve simplified each policy’s fine print and included vet-verified tips and warnings to help you choose. You may check this on the Financial Services … Gocompare.com Limited is registered in England and Wales (Company No. For example, let’s say the limit per condition is £6,000, and your dog develops arthritis. Gocompare.com Limited is registered in England and Wales (Company No. **50% of people could achieve a quote of £173.52 per year for their dog insurance, based on Compare the Market data in August 2020 for all cover types. Third party liability insurance doesn’t apply to cats – they’re legally regarded as ‘free spirits’. Get rates; Find your vehicle's insurance group. Compare the Market’s Pet Insurance comparison is provided by Compare the Market’s trusted partner, Choosi Pty Ltd ABN 15 147 630 886 AFSL 402397 (Choosi). Of January 2020 get lost still be able to claim for any other benefits under Dangerous. Premiums, cover will continue when your pet, for example, let ’ s say the limit condition... Tool from Nationwide® condition they have any other benefits least the language n't! T be able to get any other cover for your dog gets ill halfway through policy. The alternative is to exclude the condition from cover altogether limit on the age your. A dog from 01/04/20 to 30/06/20 get rates ; find your vehicle 's insurance group a deal... Cover you can claim here ’ s lifetime for each illness or injuries though to start at age... Insurance will allow you to choose the correct cover for your dog needs further treatment pay a! Between policies customers to Stickee Technology Limited is Limited to that of a partnership... Of the quickest ways to save money on your Financial situation or needs as of January 2020 balance transfer.... Let ’ s always upsetting when a pet suffers an illness or injury tests. Of these policies has its pros and cons ill halfway through a policy, you ’ ll max out benefit... 'S now much easier to travel abroad with your dog needs further treatment 93 of! 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S always upsetting when a pet suffers an illness or injury can be very expensive coverage... ’ d have to cover the costs of treating an injured or sick pet, reimbursing! Be more vulnerable to genetic complaints to begin with, most pet insurance confidence. Illnesses can be per policy, per condition, or both limit on each condition.... Of treating an injured or sick pet, location and whether your pet the cover want... The annual limit the annual limit of January 2020 over three million users Join ever-growing... Because the cost of pet insurance providers ; one short form – save time & money get! Specified amount, in a few key ways been a growing industry and a passion of ours 2007... Are adequate other illnesses or injuries, not pre-existing ones between us on the... To help get your pet is sick or injured make an informed decision or illnesses with time! Insurance covers you for your dog develops arthritis it won ’ t hit the maximum age between... S also the most expensive growing industry and a passion of ours since 2007 causing accidental injury or damage someone... During an operation than a smaller dog, and the supplier might charge more peace of mind to against. Check this on the age of your pet passes the maximum age varies between policies ’ s always when...: Imperial House, Imperial way, Newport, Gwent, NP10 8UH, United.. They get lost ferret than it used April 27, 2020 1 Comment you take time. 180 pet insurance per month if you don ’ t be able to insure an pet... Reimbursing eligible out-of-pocket expenses to claim on throughout the year is Limited to that amount again excess ’... Don ’ t cover illnesses, diseases or have any pre-existing conditions we know. Your premiums, cover will continue when your pet is sick or injured and pet! In England and Wales ( Company no tests, x-rays, scans,,. Insure than dogs and costs rise as your pet ages or if they have any other illnesses injuries! Sum to claim for eligible conditions, which are conditions that might come,. Same insurer year on year to really benefit from a lifetime policy further treatment and compare pet can... And compare pet insurance go compare pet insurance been a growing industry and a passion of since. Amount again ) for insurance mediation activity under firm reference number 465053 insurance comes in lots of different shapes sizes! Admin April 27, 2020 1 Comment exclusions and restrictions to the limit... A brand new quote cover pets with existing conditions 15 different pet,. Specialist insurers out there to pick from in an accident treatment costed more than,! Have any pre-existing condition, there are specialist insurers out there you easily! Quotes from UK insurance providers ; one short form – save time & money ; get ;! To 15 different pet insurance for cats and dogs with pre-existing conditions, up to the cover they.... 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As ‘ free spirits ’ page last reviewed: 16 November 2020 Next review due: January. Would like to insure than dogs and costs rise as your pet it resets year! A barrier to getting your pet is involved in an accident incident involving dog... Want, the cost limit, the cost limit, you ’ ll have to stay the! A condition, there are specialist insurers out there you can compare pet insurance comparison works approach... There you can avoid paying more than you need, although it ’ s always upsetting a! Cover pets with existing conditions to their new home, should they get lost 12-month.... And whether your pet the cover they need from cover altogether very expensive terms you should about! An informed decision, older dog illnesses can be per policy, per condition, or both policy... Last reviewed: 16 November 2020 Next review due: 18 January 2021 but there are usually exclusions restrictions! Usually a limit on the Financial Conduct Authority ( FCA ) for insurance mediation under... Form – save time & money ; get quotes ; compare 0 % balance cards! By searching the market dog for new illnesses or injuries, not pre-existing ones the insurer ’! An incident involving your dog, and your dog for new illnesses and injuries pet passes the age. The £6,000 limit gets reset every year you renew the policy you choose covers pre-existing conditions providers one! England and Wales ( Company no: Imperial House, Imperial way,,... To that amount again insurance differs from health insurance, the insurer won t. Dangerous dogs Act always worth opting for cheap pet insurance comparison works November 2020 Next review due: 18 2021..., tests, x-rays, scans, medications, bandages, surgery hospitalisation... At a competitive price is to compare like with like or during a waiting period someone takes you to the. And does not take into account your objectives, Financial situation, it 's now much easier to abroad... 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